Personal loan requests$100 – $5,000A connection service, not a lender
Enter your request
$100 – $5,000 · funds as fast as the next business day, if approved
256-bit SSL encryption · soft inquiry only · free to request, no obligation
- Secured by SSL
- Costs nothing to look
- Considered, whatever your credit
- One form, one network
The month ran out before the paycheck did.
One short request reaches a network of lenders. $100 – $5,000, and checking your options won't affect your credit score.
Under the surface
Nothing hidden under the surface.
Your request goes to lenders exactly as you wrote it. Any offer arrives with its rate, fees and repayment dates set out first. Read it. Then decide.
How the request travelsAny of these yours?
The week the numbers stopped adding up.
- 01Rent cleared. The fridge didn't.
- 02The car failed inspection on a Monday.
- 03Payday is the 15th. The bill said the 10th.
- 04A steady job and no cushion left.
- 05The bank's letter began with "Unfortunately".
- 06Your brother-in-law has covered you twice.
If one of those lines reads like your week, this page was built for it. One request, $100 – $5,000, sent to a network of lenders. Some lenders fund as soon as the next business day, if approved.
Open my requestThe ledger
Entered. Reviewed. Decided.
Three entries on the ledger. You write the first one; lenders write the second; the last one is yours.
Enter the request
Amount, contact details and a few questions about income. About three minutes on a phone, encrypted the whole way.
Lenders review it
Your request reaches a network of lenders and lending partners. Each one decides on its own terms, with no promise made on their behalf.
Judge the offer
If a lender makes an offer, its rate, fees and dates are laid out before you sign. Accept it, or walk away with nothing owed.
Why the brook
Why the brook runs steady.
Capita Brook is not a lender. One request, carried to lenders who decide on their own terms. Nothing added, nothing hidden.
- I
Terms in plain view
Every offer shows its rate, fees and repayment dates before you agree. No surprises downstream.
- II
One request, not ten
You fill in one form. It travels to the network, so you are not repeating yourself lobby to lobby.
- III
Your score stays put
Checking your options is a soft inquiry. It won't affect your credit score.
Ledger of questions
Every question, answered in full.
Is Capita Brook a lender?
No. Capita Brook is a connection service. Your request goes to a network of lenders and lending partners, and any offer comes from the lender, on the lender's terms.
How large can the request be?
Between $100 and $5,000. The amount a lender offers may differ from the amount you ask for.
Does checking my options affect my credit score?
No. Checking your options won't affect your credit score. A lender may run a fuller credit check later if you decide to go ahead with its offer.
What does it cost to use Capita Brook?
Nothing. The site is free to use and there is no obligation to accept any offer a lender makes.
How quickly could funds arrive?
That is up to the lender. Some lenders fund as soon as the next business day, if approved. The lender will tell you its timing before you agree to anything.
What if my credit history is thin or uneven?
All credit types are considered by lenders in the network. A weaker history may mean fewer offers or different terms, but it does not stop you from sending a request.
Before you go
One request. Clear terms. Your call.
$100 – $5,000, sent to a network of lenders. Free to check, and nothing to sign until you choose to.